No one anticipates being hurt in an accident, but unfortunately it does happen. When someone is injured in an accident, he or she should make steps to ensure that the appropriate compensation is awarded. Most insurance companies will award an injured person a reasonable amount of money, but this may not be enough to cover all the medical bills resulting from the injury.
Insurance companies are in business to make money, and this being the case, will sometimes employ one of the following tactics in order to find a loophole:
They may insist that the injured person be examined by a physician of their choosing before they will pay the personal injury compensation claim. The doctor they choose may claim the injury is not as bad as the person stated.
They may also claim that the individual had a previous injury for which they are not responsible. This is quite common where back injuries, or whiplash cases are concerned.
If the accident involved a motor vehicle, they may try to force the person to go to a garage selected by the insurance company in order to have the repairs completed, which may result in substandard work being done on the car.
There are some things people can do in order to combat such unethical insurance company practices.
Researching the insurance company is a good place to start, as an individual can see if similar complaints were ever made against the company.
One should also retain the services of a lawyer or paralegal, in order to make sense of the laws that apply to such cases, and avoid legal pitfalls.
A person should contact a lawyer’s referral service and acquire the names of some local attorneys who work on such cases on a regular basis.
Insurance companies do not mind taking peoples money, but they are not very fond of paying an accident claim when the time comes. For this reason a person should seek legal advice when injured, and should not feel guilty about his or her desire for appropriate personal injury settlement amounts.